Coverage Planning
Why your employer life insurance is probably not enough
Group life insurance from your job is a nice benefit, but for most families with dependents, it falls well short of what's needed. Here's how to tell if your...
Articles & Guides
Life insurance, explained in plain English.
Honest articles written by our licensed team. No jargon, no fluff, no sales pitches.
Health Conditions
Life insurance with type 2 diabetes: what carriers approve without a huge rate hike
Type 2 diabetes doesn't have to mean a massive rate hike. The carrier you apply with matters more than most people realize. Here's what underwriters actually...
By Age
Can you get affordable life insurance at 60 without a medical exam?
Several types of no-medical-exam life insurance are available at age 60, but the pricing and coverage limits vary a lot. Here's what to look at and what to a...
Final Expense
Guaranteed issue vs simplified issue life insurance: which one do I qualify for?
Guaranteed issue and simplified issue life insurance are both no-medical-exam policies, but they're underwritten very differently. Here's how to tell which o...
Final Expense
How much does final expense insurance actually cost at age 65, 70, and 75?
Real monthly premium ranges for $10,000, $15,000, and $25,000 of final expense coverage at 65, 70, and 75, broken down by simplified vs guaranteed issue and ...