Free Resource

The Health Condition Approval Guide

A 4-page guide covering common health conditions, which carriers tend to approve at what rate class, and what documentation helps your application.

What’s in the guide

Most life insurance sites won’t tell you this kind of specific information because they’re not set up to know it. Our licensed team works with these carriers every day and has compiled what actually happens when an application with a given condition hits underwriting.

Conditions covered:

• Type 2 diabetes
• High blood pressure
• Heart attack and cardiac history
• Cancer history (various types)
• Depression and anxiety
• Asthma and COPD
• Higher BMI
• Tobacco and nicotine use

For each condition, the guide covers:

• Which carriers are most likely to approve
• What rate class to typically expect
• What documentation helps the application
• What to watch out for

Who it’s for

Anyone who has been turned down by a quote site, been quoted a rate that seems way too high, or worries they won’t qualify because of a health condition. You probably have more options than you realize.

How you’ll get it

Enter your email in the form and the guide will be sent to your inbox immediately.